Put debt in its place!

There are three easy ways to connect with an NFCC member agency today:


Connect by phone in less than a minute.

Quick Appointment Request

Take 30 seconds to start the conversation.

  • Fill out a short, online meeting request form.
  • Be contacted by a member agency at the time you specified.
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Comprehensive Online Counseling

Take 10 minutes to get started.

  • Select the member agency you want to work with.
  • Create a financial profile account to save time during your counseling meeting.
  • Receive a call from a counselor ready to help.
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I'm ready to schedule a financial review with an NFCC® Certified Credit Counselor.

Counseling fees may vary by member agency.

Enter your state or ZIP code to see a full listing of NFCC member agencies.


Select a member agency to work with.


Select Internet Counseling to provide overview of your finances.


Follow the instructions to create an account.


A counselor will review your information and follow up to schedule a financial review.


You're not alone.
Debt is a national dilemma.


$3.4 trillion

Total outstanding U.S. consumer debt




Average American credit card debt per household




Proportion of Americans who carry credit card debt from month to month


NFCC Certified Credit Counselors are here to help.

1.2 million

total clients served by NFCC member agencies in 2015.


average decrease in debt NFCC clients have experienced.*


of NFCC clients pay back their debt more consistently.*


NFCC® Certified Credit Counselors at member agencies are ready to help.

*NFCC Sharpen Your Financial Focus evaluation of counseling clients after six quarters.

Number of people who took the first step to put debt in its place with an NFCC member agency.

Number of phone and in person counseling sessions — January 2016 and forward.

Join our movement to help 5 million people like you improve their financial well-being by 2020.

My financial coach gave me the confidence and skills to buy a new home In a few short years, I'll be debt free and able to breath again I felt like I had a friend I've known all my life helping me save my home

Who is the NFCC?

Founded in 1951, the National Foundation for Credit Counseling® (NFCC®) is the nation's first and largest nonprofit dedicated to improving people's financial well-being.

NFCC members help millions of consumers like you through community-based offices located in all 50 states and Puerto Rico. Each NFCC member agency has earned our seal by adhering to high standards and ethical practices designed to help you achieve financial stability.

For more on the NFCC, visit www.NFCC.org


Member agencies are able to offer their services for nominal fees based on their current funding status. Funding for operations and services comes from an ever-changing combination of federal, state and local government grants, as well as donations from financial industry participants and private donors.

National Foundation for Credit Counseling
2000 M Street, NW
Suite 505
Washington, DC 20036

For NFCC Media Inquiries:
Bruce McClary
Vice President of Communications
Email: bmcclary@nfcc.org



You've just taken the first step toward building a brighter financial future.

Locating Member Agency…

A representative from this NFCC® member agency will contact you to schedule an appointment.

Feel free to reach out directly to schedule your appointment now using the contact information above. You will receive a confirmation email that will also contain the member agency’s contact information.

In the meantime, we invite you to learn more about our other programs and how they might help you as money-related issues and questions come up in your daily life.

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