It’s like having a personal trainer for your finances.

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Financial fitness takes a plan and a coach who’ll help you put debt in its place.

As your financial advocate, we make it easier and more convenient to help you regain control over your debt, no matter how much you owe. We don’t turn anyone away, and our NFCC® Certified Financial Counselors are ready to help you.

Make an appointment for an in-person or by-phone financial review and counseling session with a nonprofit NFCC member agency now. Together, we can put your debt in its place…back in balance with your income.

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You're not alone.
Debt is a national dilemma.


$3.9 trillion

Total outstanding U.S. consumer debt



Average American credit card debt per household



Proportion of Americans who carry credit card debt from month to month

NFCC Certified Financial Counselors are here to help.

1 million

total clients served by NFCC member agencies in 2017.


average decrease in debt NFCC clients have experienced.*


of NFCC clients pay back their debt more consistently.*


NFCC® Certified Financial Counselors at member agencies are ready to help.

*NFCC Sharpen Your Financial Focus evaluation of counseling clients after six quarters.

Number of people who took the first step to put debt in its place with an NFCC member agency.

Total clients served from Q1 2016 – Q2 2018.

Join our movement to help 5 million people like you improve their financial well-being by 2020.

My financial coach gave me the confidence and skills to buy a new home In a few short years, I'll be debt free and able to breath again I felt like I had a friend I've known all my life helping me save my home

Who is the NFCC?

Founded in 1951, the National Foundation for Credit Counseling® (NFCC®) is the nation's first and largest nonprofit dedicated to improving people's financial well-being.

NFCC members help millions of consumers like you through community-based offices serving all 50 states and Puerto Rico. Each NFCC member agency has earned our seal by adhering to high standards and ethical practices designed to help you achieve financial stability.

For more on the NFCC, visit


Member agencies are able to offer their services for nominal fees based on their current funding status. Funding for operations and services comes from an ever-changing combination of federal, state and local government grants, as well as donations from financial industry participants and private donors.

National Foundation for Credit Counseling
2000 M Street, NW
Suite 505
Washington, DC 20036

For NFCC Media Inquiries:
Bruce McClary
Vice President of Communications



You've just taken the first step toward building a brighter financial future.

Locating Member Agency…

A representative from this NFCC® member agency will contact you to schedule an appointment.

Feel free to reach out directly to schedule your appointment now using the contact information above. You will receive a confirmation email that will also contain the member agency’s contact information.

In the meantime, we invite you to learn more about our other programs and how they might help you as money-related issues and questions come up in your daily life.

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